Buying Flights with Affirm
Is Affirm safe?
Yes. Affirm complies to industry standards to protect your data, transfers personal information with a cryptographic protocol and stores it with AES 128-bit or higher protection. Using Affirm as a financing option is totally safe and a great way to pay for flights in monthly instalments. So you can apply for a travel loan with the peace of mind that your data is protected and securely stored. Read how safe Alternative Airlines is if you are unsure about setting up an Affirm payment plan with the online store.
How does Affirm financing work?
Affirm financing works by applying for a loan for your online purchases at the point of transaction. It is similar to using a credit card where you are able to pay back your purchase in monthly installments except, instead, it is a virtual one and it's pretty quick and instant to process. The loan can be applied up to the amount of $15,000 USD and what you don't use will be kept in a safe and secure Affirm virtual card. Then fixed monthly payments are due back to pay off your purchase from 3 - 6 months (or depending on the Affirm plan you choose). To begin the financing process, you must first submit an application through the dedicated Affirm window when you select "Affirm" at the checkout section of your order. You have to submit a U.S cell number and a soft credit check will be carried out to see if you are eligible for a loan. Make sure you qualify for an Affirm financing plan before you apply.
Will Affirm check my credit score?
Yes. When you create an account with Affirm, they will evaluate your credit score with a 'soft' credit check. This will require a few personal details and is done to check your eligibility for financing flights. The 'soft' credit check will not affect your credit score. This process occurs when you have chosen the flights you wish to travel and selected Affirm at the checkout.
Is there a credit limit with Affirm?
Affirm is not a revolving line of credit and each Affirm loan application is reviewed individually as a closed-end transaction. Find out more information on Affirm credit limits. Note, if you have not repaid a previous loan with Affirm and apply for another loan, you may be denied.
How is my personal information stored with Affirm?
What is an Affirm virtual card?
An Affirm virtual card is a digital card that displays the loan that is provided to you when it has been approved by Affirm or through the Affirm app. The virtual card is a 16-digit number that you input at the checkout and the card can only be used once. You can find out more about Affirm virutal cards and how to use them.
How do you get approved for an Affirm loan?
It is a pretty easy process to be approved for an Affirm loan. They can be applied through either the Affirm website or App. To begin the process, first you have to select Affirm at the point of transaction, when you are ready to pay for your purchase, and this will take you through to the approval process. A dedicated Affirm window will appear and you need to apply following the instructions. Input a U.S mobile number and then various loan offers will be shown in the prequalification and they will be dependant on the price of your purchase. You have to select the one you want and link with your bank account for payments. Affirm will then perform a soft credit check. If successful, the process is completed in a few minutes. You will then receive monthly payment reminders by SMS or email. If you are buying flights with Alternative Airlines, Affirm will be at the checkout page ready to be selected.
What is an Affirm payment?
An Affirm payment involves paying a fixed monthly amount owed for a transaction you have chosen to finance, over a 3 - 18 month option. This is a payment plan that has been agreed between the customer and Affirm and is an alternative payment method to using a credit card. With Affirm's prequalification, you can see how much you owe each month before agreeing to take a loan out. Affirm's instant financing option is a simple way to pay and you will be reminded by SMS and email when your Affirm payment is due.
What are Affirm flight monthly payments?
If you want to buy flights and pay with Affirm travel for your next vacation, either in 3, 6, 12 or 18 monthly payments, you will only need to pay back the agreed amount due each month, with interest added. To repay your airfares in monthly payments, but with no interest involved, you can do this at 0% APR through Alternative Airlines and pay Affirm back in up to 6 months. Many travelers find this a convenient way to pay for air travel and is also know as applying for Affirm Travel. If you are thinking to buy flights in monthly payments, you can do this through Alternative Airlines and selecting "Affirm" at the checkout page. Please be advised that a down payment may be required if you choose to pay back your Affirm loan at 0% APR.
When is an Affirm down payment required?
Affirm will sometimes require a down payment in order to finance your flight reservation. The down payment is a fixed amount. Once you've paid the down payment off by debit card, Affirm will loan you the money for the remainder of the flight reservation. The loan is to be paid off in a monthly payment plan directly to Affirm and not to Alternative Airlines. If you choose to purchase your flights without interest, with either the 3, 6, 12 or 18 month Affirm travel repayment plan, then a down payment may be required when application has be finalised.
What payment options are available to pay for my Affirm payment plan?
Affirm payments can be made with a Debit card or ACH transfer via the Affirm website. There you can make individual payments or set up to pay off your flight payment plan with automatic payments. You can also pay for your Affirm monthly flight installments by check. To do so, you must make your checks payable to 'Affirm, Inc' and send them to the following address for each month of your payment plan:
P.O. Box 720
San Francisco, CA 94104
>Make sure you write the mobile phone number associated with your Affirm account and your loan ID on each check.
See all our flexible flight payment plan options and the different ways you can buy flights on finance with Alternative Airlines.
Where can I make Affirm payments?
There are different ways you can repay your Affirm payments. You can visit the Affirm website and enter the details you used to create your Affirm account, which can also be done through the Affirm App to pay back your monthly bill too. Or, by sending checks to the following address:
P.O. Box 720
San Francisco, CA 94104
If you have financed your flights with Affirm through Alternative Airlines, you will need to make your Affirm payments to Affirm directly and not to Alternative Airlines.
Where can I send Affirm check payments?
Checks must be made payable to 'Affirm, Inc' and sent to the following address:
P.O. Box 720
San Francisco, CA 94104
How do I make my Affirm payments?
Follow these easy steps to repay your Affirm payments on time:
- 1. Log in to your Affirm account
- 2. Enter your cell number where prompted. You will receive a unique security PIN number to your mobile.
- 3. Use this PIN number where directed and then continue to click "Sign in".
- 4. Once you have signed in, your Affirm payments will be displayed by month. Here you can make the payment you wish to repay.
- 5. Affirm payments can be paid with either ACH transfer or with a Debit card through the Affirm website. Checks made payable to 'Affirm, Inc' can also be paid towards your Affirm payments. You can also set up automatic payments with Affirm's AutoPay to ensure you don't miss a payment.
When your Affirm loan has been accepted for your flights at the point of transaction with Alternative Airlines, Affirm will send a payment reminder to you by either SMS or email, before each of your payments is due. It is advised that your Affirm account is updated with you contact information, such as your email and phone number in order to not miss a payment. Log into the Affirm App too to make payments easily.
What does prequalification with Affirm mean?
Prequalification with Affirm means that Affirm considers you are a suitable candidate to take out a loan based on the information you have provided. It is also a way to find out how you can sensibly spend on the online store you are browsing on. When you buy Affirm travel via the Alternative Airlines website, you will see the amount that will be required to pay each month for each flight result. Find out more if you prequalify with Affirm travel.
How do I prequalify with Affirm travel?
To find out if you prequalify to take out a loan with Affirm, just select the 'See if you qualify' button through the app or through the online process. Another way to find out is by clicking on the blue "i" icon at the Alternative Airlines' online checkout. To prequalify for an Affirm travel loan means that Affirm will analyse how much you can borrow to pay for your flight ticket purchase, which is also known as a credit check. You will also be given an amount that you will have to pay back per month for your flights. The process does not take long and does not affect your credit score. If you are buying flights with Affirm through the app, the prequalify process will go through a virtual card.
Can I use Affirm for flights?
Yes. Affirm financing can be used to pay for flights back in monthly installments, from 650 different airlines, when booking with Alternative Airlines. Affirm provies a loan offering to pay off your flights over a period of either 3, 6, 12 or 18 months. So you can finance your flights for your vacation in a way that suits you. By using Affirm through Alternative Airlines, you can choose from a variety of airlines to pay over time for your vacation or a quick trip, such as United, Aerolíneas Argentinas and Delta.
Can I buy flights with Affirm?
Yes. Any flight from over 650 airlines found through the Alternative Airlines' website can be paid with an Affirm loan. By setting up with one of Affirm's payment plans, you can pay off your airline tickets over time in 3, 6, 12 or 18 monthly instalments. This gives you the option to finance American Airlines plane tickets, a multi-city flights or even on different flights around Southeast Asia and more.
Please note that airline tickets being purchased with Affirm must be by a U.S resident with a U.S cell number and does not apply to the states of Iowa and Virginia.
Where can I buy Affirm flights?
You can buy a range or a combination of flights at Alternative Airlines and safely pay off in monthly installments with an Affirm loan. Alternative Airlines is one of the world's only online travel agency that offers Affirm as a payment method to pay for airline tickets, including Southwest Airlines, Delta Airlines and American Airlines. An Affirm loan can be applied anywhere in the U.S if you have a U.S address and U.S cell number except in West Virginia and Iowa.
How do I book flights using Affirm?
Use the search form at the top of this page for the flights you require and select Affirm as a payment method at the checkout page. You can begin a loan application or select Autopay if you have an existing Affirm account, through your virtual card. Still unsure? Just follow these four easy steps on how to book Affirm airline tickets. Over 650 airlines can be searched through Alternative Airlines, whether it's for a vacation or business trip and pay over time with Affirm, from 3 - 18 monthly payments. It's easy to do and your credit score won't be affected when checking your eligibility. It's also a handy way to pay for your honeymoon vacation or buying airline tickets for someone else.
Can I apply for an Affirm loan for flights?
Yes, an Affirm loan for airline tickets can be offered through Alternative Airlines. Once you have chosen the flights displayed on the travel website you can apply for an Affirm loan at the checkout to pay off your flights in installments on credit. This is also known as Affirm travel, where you can use Affirm's financing service. During the loan application, a quick soft credit check will be carried out. Once you have successfully applied for a loan for your flights, you can begin to pay later over time. Example airlines you can apply for a Affirm loan include Alaska Airlines, Spirit Airlines or even on a range of commuter flights for business trips.
If you want to apply to use Affirm for flight travel, you must be over 18, be a U.S resident, have a U.S number and provide details for verification. Additionally, with those specifications, you can use Affirm travel for flights even in the U.K or anywhere else. Please note that Affirm is not applicable to residents in West Virginia and Iowa.
Where can I find an Affirm payment plan for flights?
You can set up an Affirm payment plan for flights with Alternative Airlines. Simply use the search bar at the top of the page to find different flight results with 650 airlines and choose Affirm to take out a loan to start a payment plan on flights. Applying for an Affirm loan does not take long and you able to begin financing your flights at the point of purchase. These can include all Norwegian flights and its subsidiaries, Norwegian Brazil and Norwegian Air Argentina as well as many more around the world. Make Affirm payments on a range of airline tickets on both domestic and international airlines, including Philippine Airlines, Sun Country Airlines. There is full information on all flight payment plans with Alternative Airlines.
Can I buy interest free flights?
You can buy flights with the travel agency Alternative Airlines and choose Affirm at the checkout to pay over time interest free, for 3 or 6 months. This means you can search and buy flights up to $500.00 and pay with 0% APR 3 or 6 months on airlines such as Frontier Airlines, American Airlines and many more. Please note an initial down payment may be required. This is a great way to pay off the flight travel part of your vacation which we understand can be a stressful experience. Maybe you could use Affirm for your flights to the NBA Basketball games?
How many months can I split the cost of my Affirm flight reservation into?
Affirm allows you to spread the cost of your flight reservation over 3, 6, 12 or 18 months through the travel website Alternative Airlines. You have to make a payment for each month of the plan that you choose. If you want to just pay for your airline tickets in two payments but at the same time, you can use Split My Payment through Alternative Airlines.
As an example, you might pay $43.96/mo based on a purchase price of $500.00 at 10% APR for 12 months. A down payment may be required.
Are Affirm flights cheaper?
Paying for flights with an Affirm loan provides more affordablity and flexibility for your vacations or trips, whether it's for a honeymoon, leisure or business. You can select a 0% APR finance plan with Alternative Airlines and pay back over 6 months for flight ticket prices of up to $500.00. If you want to use the 0% APR plan for flights, an initial down payment may be required.
The price of your flights may not always be cheaper when paying with Affirm, however their payment plan allows you to pay off the cost of your airline ticket in monthly installments. This means you don't have to pay for your flights in one lump sum but can spread the cost over time. You can read about the cheapest day to buy flights if you are looking to keep the costs of air travel low too.
Are there hidden fees for an Affirm loan?
No, there are no hidden fees when applying for a loan for travel or any other purchase. You are told what is included, as well as the APR and the amount of the monthly payments, before you finalise using an Affirm plan.
Is Affirm travel different to any other type of Affirm loan?
Affirm travel is the unofficial name for when you choose to pay for your travel like flights or vacations using Affirm and is not different to any other type of loan that you would take out with Affirm. Flights can be often high-value purchase and having extra time to pay for them on a payment plan will make them more affordable. Affirm can be used for different types of vacations, such as to the Grand Prix races around the world or Mardi Gras festivals.
Can I apply for a travel loan?
Applying for travel loans to pay off various trips that can either be for a vacation or business are available through Alternative Airlines. Travel loans are an easier, flexible method in today's travelling world. We have partnered with Affirm to allow you to take out a loan to pay for flights over time. By selecting Affirm at the checkout, you can apply for a loan in a separate window and begin paying your flight ticket purchase over time. A soft credit check is carried out and the process does not take long. There are a range of airlines you can travel on with an Affirm loan. Customers applying for an Affirm travel loan must be 18+, a U.S resident and hold a U.S number (does not apply to Iowa or Virginia states). Canadian customers can apply for a PayBright loan to pay for their air travel.
How long does it take to apply for an Affirm travel loan?
If you are planning to use Affirm for your next vacation, it doesn't take long at all to apply for an Affirm travel loan. Once you have selected your the flights you want with Alternative Airlines, you can select "Affirm" at the point of transaction when you arrive at the checkout page. All you need to do is enter a few personal details and Affirm will determine whether you're eligible for a payment plan for flights in a matter of seconds. If you are thinking of buying flights for 4th July or need to pay flights to Burning Man over time, for example, you can purchase your flight tickets now, apply for an Affirm travel loan and pay off in monthly instalments in time for your departure.
What is the maximum amount I can get for my Affirm travel loan?
Affirm gives out travel loans of up to a maximum value of $15,000 USD on all flights booked with Alternative Airlines. Affirm travel loans are available with all flights, no matter which route or airline you're flying on! Use an Affirm travel loan for your vacation on Mexican airlines such as Volaris, Aeromexico, interjet and many more.
You have to be over 18, a U.S resident and hold a U.S cell number to apply for an Affirm loan. Note that residents in Iowa and West Virginia cannot apply for an Affirm loan for flights.
When am I first billed for my travel loan with Affirm?
Unless you're required to make an initial down payment, your first bill payment of your Affirm travel loan will start one calendar month after your loan has been processed. Affirm will send you reminders to make your payments via SMS messages. After that, payments are billed each month for the duration of the plan you have applied for. Monthly payments can be checked through the Affirm App too.
Can I repay my Affirm travel loan off early?
Early payments for your Affirm travel loan can be made. If you pay off the entire value of your airline tickets before the end of the monthly plan, you'll only be charged interest on the amount of time that the travel loan was active. Information on accidental or overpayments for Affirm airline ticket payments is also available.
Can I pay for my flights after I travel with Affirm?
Yes. Depending on when you travel, you can pay for part of or all of your Alternative Airlines' flight reservation after you travel! Affirm gives you the option of four different flight payment plans — you can choose to pay off your airline tickets over 3 months, 6 months, 12 months or 18 months.
Unless a down payment is required, your first payment is due one calendar month after the date your loan is processed. So, if you choose to pay over 6 months and your date of travel is only one month after you make your flight reservation, you will be paying for most of your flight reservation after you travel!
Which airlines offer payment plans for airline tickets?
The travel website Alternative Airlines allows you to purchase any airline ticket from over 650 airlines with an Affirm payment plan (Affirm travel loan), as long as you're a U.S resident. This can be either on Spirit, Alaska Airlines, Air Canada and loads more. All you have to do is search for flights using the search bar at the top of the page, select the flights you wish to buy and choose Affirm as a payment method. You can pay for you travel with Affirm, regardless of whether you're flying domestically or internationally from the U.S.
There are also other options offered to buy flights on finance. If you are unsure about using the online store Alternative Airlines, you can read all about it's legitimacy.
Can I pay for flights outside of the US and pay at a later date?
Yes. You can pay for flights with Alternative Airlines inside and outside of the US and pay at a later date by using Affirm travel as a payment method. Affirm travel payment option is available with domestic flights within the US, international flights flying from the US and all other flights outside of the country. Example airline tickets that you can buy and pay at a later date with Affirm include Qantas Airways, Frontier Airlines and many more.
What is Affirm travel?
Through Alternative Airlines, a travel loan can be applied with the U.S based financing company to credit travel-related needs such as flights. As an example, it would classed as Affirm travel if you were to buy flights with Alternative Airlines and pay over time from the point of sale. Affirm travel can be many different type of things, from financing flights to train tickets. You can apply for a loan for a combination of airline tickets with Volaris, Caribbean Airlines, Southwest Airlines and many more. What's more, different destinations and cities can be found using the Alternative Airlines Multi-City flight option for your next vacation and pay with an Affirm travel loan.
How does Affirm travel work?
Affirm travel works the same as any other Affirm loan. At the point of checking out with Alternative Airlines, you can selet Affirm and begin to pay off your travel in monthly payments. For example, if you are using Affirm to pay for your travel with Alternative Airlines, you'd simply complete a search on the Alternative Airlines website, choose the flights that you'd like to pay over time and select Affirm as a payment method at the checkout page. If you are thinking of reserving Spring Break flights, flying to the next NFL Games or your next vacation, you can search with Alternative Airlines and choose to pay with Affirm in monthly instalments.
What websites accept Affirm?
Alternative Airlines is a travel website that accepts Affirm payment plans to pay for flights over 3, 6, 12 or 18 monthly installments, up to the value of $15,000. A loan for airline tickets with over 650 airlines can be granted by Affirm when searching via www.alternativeairlines.com. This can help with paying for any vacation or business trips over time.
Can I pay for my vacation with Affirm?
Yes definitely! You are able to pay for flights for your vacation with Affirm and Alternative Airlines. This is also known as Affirm travel and through Alternative Airlines, you can pay off your flights over 3, 6, 12 or 18 monthly instalments. You can pay back the Affirm payments before, during and after your travel. Fly to places like Salvador da Bahia or Mexico and pay the airline tickets back over time! Or perhaps seek real life Disney locations?
If you are considering taking a long vacation or travelling solo for a while, but would like to spread the cost of your air travel, you can pay with Affirm and pay back the payments over 3 - 18 months. It's an affordable way to pay off those long and expensive flights. Read our solo travel blog for inspiration on where you can use Affirm to travel to.
What online stores use Affirm?
Alternative Airlines is an online travel store and website that uses Affirm to pay for flights over time. You can set up a new Affirm account or pay for your flights using your existing Affirm loan in installments, over either 3, 6, 12 or 18 months. By using the travel website, you can find flights from over 650 airlines, and apply for an Affirm travel loan at the checkout page to make the ticket purchase.
Is Affirm available in the UK?
Affirm is unavailable for customers in the UK. You need to have a U.S mobile number, a U.S address (not including Iowa and West Virginia) and pay in U.S Dollars to use Affirm in the UK. However, if you are looking for alternatives to Affirm, you can also use Klarna to either pay for flights later or pay with PayPal Credit to spread the cost of flights, with Alternative Airlines. See our top 10 reasons blogs to use Klarna for travel or buying flights with PayPal to find out more.
Can I use Affirm outside of the US?
You can only apply for Affirm and it's loan options if you are a registered U.S resident with a U.S mobile (except Iowa and West Virginia residents). International flights with Affirm can also be bought, as well as transatlantic flights. You can read on the cheapest countries in Africa blog if you want to use an Affirm loan on other countries around the world. If you are a Canadian resident, you can use PayBright to spread the cost of air travel with Alternative Airlines.
Can I use Affirm in Canada?
Affirm cannot be currently used in Canada but you can spread the cost of your flights with PayBright at the checkout. This can be used to pay for airline tickets including WestJet, Air Canada, Flair Airlines and many more. An Affirm loan can only be applied for with a U.S mobile and resident address (except West Virginia and Iowa states).
Can I use Affirm in Iowa?
No, you can't buy flights with Affirm or use Affirm in any capacity if you're a resident of Iowa. Affirm is available for loan application across the whole of US, except Iowa and West Virginia. However, you can pay for your flights over time with PayPal Credit.
Is Affirm available in West Virginia?
>No, paying for flights in monthly instalments with Affirm isn't available if you reside from West Virginia. Affirm flights — and applying for a loan from Affirm for anything else — is only available if you live in the US in any state outside of Iowa and West Virginia. PayPal Credit is still available through Alternative Airlines to pay for flights in monthly instalments.
What else can I buy with Affirm?
Affirm isn't only used for travel loans to pay off flights in monthly installments. If you are looking to fly internationally from the U.S for your vacation, you can also use the Affirm loan to pay for your Schengen visa, seat selection or add extra baggage to your reservation through Alternative Airlines. Affirm is also available with many other merchants. Take a look at Affirm's partners. Financing flights with Affirm is also beneficial if you have further airline taxes or baggage fees to pay.
How can I contact Affirm customer service?
Information for questions regarding an Affirm travel loan such as credit score approval or updating your mobile number on your Affirm account is available on the help section of Affirm website.